Try This Trick To Curb Impulsive Spending

At Senior Savings, we love a good deal. And around the holidays, if one thing is easy to come by, it’s deals. Some deals are too good to resist, but those kinds of deals often lead to “why did I buy that?” regrets later. 

These purchases are harder to justify when they end up sitting on a shelf in mint condition for years. When you’re out shopping and see those decorative napkins or a fancy cheese board for a fraction of their original price, it’s easy to convince yourself you need those items in the moment. Plus, buying things is exciting, even if only temporary.

One of the easiest ways to avoid buyer’s remorse when you spot a good deal is to ask yourself whether you want to save 50% on a pair of boots you kind of like, or 100%. And no, we’re not advocating theft! Rather, ask yourself if you’d rather save 100% by simply not buying the item. This might seem silly, but it comes down to taking a moment to consider whether you really want the item. Do you need it, or do you just want to take advantage of a discount?

If you’d rather keep the money in your wallet, then you have your answer. 

Now, this strategy might not apply every time. You’ll make plenty of shopping trips for a specific purchase, where buying something is non-negotiable. However, it can help you cut down on mindless consumption even at places like the grocery store. Do you really want those fancy crackers that are on sale, or would you rather hold onto that cash for later? This is one of the easiest ways to curb your spending, especially if you’re weak around a good deal.

Sales are supposed to be enticing, but that doesn’t mean you have to succumb to the pressure—only do so if you’re okay with giving up your cash!

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